Mobile banking apps ranked: Which UK bank has the best smartphone functionality?

Barclays, HSBC, Lloyds, Nationwide, Natwest and Santander mobile banking apps compared


Smartphone apps are fast becoming the most popular way for customers to interact with their banks, as the use of branch networks dwindles.

The general level of quality for mobile banking services is high in the UK. All of the major high-street lender apps support balance checking, as well as person-to-person payments and branch locators.

And they are under greater pressure than ever to provide digital services. As well as competition from each other, a wave of digital-focused startup banks such as Monzo, Atom and Starling have mobile banking at the core of their offerings. 

Read next: The UK’s new breed of digital challenger banks: Atom, Mondo, Starling and Tandem - Ranked

So, which bank has the best mobile banking platform? Read on to find out how your bank’s app rates against the competition.