GrafX Creative Studio is a free desktop publishing program aimed at the home and small business user.
As usual with this kind of application, there are a bunch of templates to help you get started: greetings cards, invitations, letterheads, logos, business cards, invoices, clipart and more. There's nothing particularly special, but if you just need a simple CV (for example) without having to format it yourself then you might find something here.
Alternatively, if you prefer to take full control then you're able to start with an empty project, add shapes, text, apply colours and more.
Anything you produce may be printed directly from the program, or you can save it in a range of formats (BMP, JPG, GIF, PNG, TIF, WMF, EMF, PDF, HTA, SVG).
GrafX Creative Studio's interface is horribly unintuitive, while the English language help file is basic, too brief, poorly translated and very badly organised (for some reason the Help topics have been sorted alphabetically rather than presented in any logical order). But there are some sort-of OK templates, and if you can use one of those, or you're willing to put in the time to master the program, GrafX Creative Studio could be a worthwhile download.